RealtorRons.com

Ron Squared, Inc.
Ron Pollock & Ron Markgraf
(612) 719-1732 (612) 770-1273

What is title insurance?

You've signed a purchase agreement and you're scheduled for closing on the home of your dreams. Who wants to think about something as obscure as title insurance? A title is the document that verifies your legal right to your new home. To make sure there are no past errors or legal entanglements that might affect your ownership rights, all properties are subjected to a title search before closing. Sometimes, however, a title problem will unexpectedly surface days or years later. If a problem does occur, you'll be glad to have the protection of title insurance. There are two kinds of title insurance: one that protects the lender (required) and one that protects you (optional). Don't underestimate the importance of this coverage.

Lenders Policy

Mandatory for buyers to purchase
Protects the mortgage lender
Covers title defects, easement problems, judgments or liens
Remains in effect until the mortgage is paid off.

Owner's Policy

Optional for buyer to purchase but a small investment for peace of mind
Protects you, the buyer, against title defects, easements, judgments or liens
Pays for court costs and fees associated with claims, plus any other losses
Covers you and your heirs forever even after you sell the property

Potential threats to your title

Sudden appearance of unknown heirs
Discovery of forgery fraud or impersonation
Evidence of altered deeds
Discovery of unfiled or defective legal documents
Liens for unpaid taxes or assessments

Tip: Often a title company will offer you a discount if you purchase both lenders and owners policies at the same time.

RealtorRons.com / Minnesota Real Estate Agents / Ron Pollock & Ron Markgraf

Ron Pollock
Direct: (763) 754-4734
Cell: (612) 719-1732
Office: (763) 755-1300
Fax: (763) 755-8397
RonPollock@RealtorRons.com

Contact/Request Information Form

Please use the form below to contact us or request more info.
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Please note we respect your privacy!

Ron Markgraf
Direct: (763) 754-4707
Cell: (612) 770-1273
Office: (763) 755-1300
Fax: (763) 755-8397
RonMarkgraf@RealtorRons.com

*Name:
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I'm SELLING a Home
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Number of Bedrooms:
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Desired Price Range:
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$300,000 - $350,000
$350,000 - $400,000
$400,000 - $450,000
$450,000 - $500,000
$500,000 - $600,000
$600,000 - $750,000
$750,000 - $1,000,000
$1,000,000+

Desired Home Style:
Parade of Homes Model
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Main Floor Master Bedroom
Rambler 1200-1500 Sq Ft Main Floor
Rambler 1501-1800 Sq Ft Main Floor
Rambler Over 1800 Sq Ft Main Floor
Two Story Under 2400 Sq Ft
Two Story 2400-3500 Sq Ft
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4 Level Under 2500 Sq Ft
4 Level Over 2500 Sq Ft
Split-Level Under 2500 Sq Ft
Split-Level Over 2500 Sq Ft
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Type of Lot:
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Additional Comments or Specific Questions:

RealtorRons.com

Ron Squared, Inc.Ron Pollock & Ron Markgraf(612) 719-1732 (612) 770-1273

What is title insurance?

RealtorRons.com / Minnesota Real Estate Agents / Ron Pollock & Ron Markgraf

Contact/Request Information Form

Ron Squared, Inc.
Ron Pollock & Ron Markgraf
(612) 719-1732 (612) 770-1273